Midwest FHA Inspect holds an active PE license in Iowa and issues FHA underwriting-formatted structural reports in Waterloo. Same engineer signs every report — no subcontracting, no quality drift. HUD data plate verification included on every file.
Every FHA structural report for a Waterloo property is PE-signed, HUD data plate verified, and formatted to FHA underwriting standards. Lenders and underwriters receive exactly what they need — no revisions, no re-inspection delays. For the rest of Iowa, see FHA structural inspections across Iowa.
What lenders, underwriters, and buyers ask about FHA files on Iowa properties.
Yes. FHA and USDA underwriting both require a state-licensed engineer for manufactured home structural certifications. Our P.E. holds an active Iowa license.
Iowa requires a PE-sealed foundation certification, an Affidavit of Affixation recorded at the county recorder, and title cancellation through the Iowa DOT. We handle the PE documentation; your closing team handles the DOT filing.
It depends on where in Iowa the property is and the report you need. Your quote confirms the field-visit window and the report-delivery target before you commit. For an active closing, give us the closing date when you submit.
Recording in Iowa: In Iowa, affidavits of affixation are recorded at the county recorder's office. Iowa title cancellation for manufactured homes is handled through the Iowa Department of Transportation.
Every report issued for a Waterloo property includes the complete package required by FHA underwriting — nothing missing, nothing to chase.
Foundation, frame, and roof system evaluated, sealed, and signed by a licensed Professional Engineer.
HUD certification label and data plate confirmed and documented. Required by FHA underwriting on every manufactured home file — included as standard in every Waterloo report.
Foundation system inspected against HUD's Permanent Foundations Guide for Manufactured Housing (PFGMH). Compliance determination stated clearly for the underwriter.
Report formatted to FHA underwriting requirements. Submit directly to the lender — no reformatting, no cover letter needed. Your quote confirms the field-visit window, report-delivery target, and any rush fee.
Send the property address and lender details. Your quote confirms the field-visit window, report-delivery target, and any rush fee.
A new conventional financing path may require a post-move structural integrity inspection.
Get the moved-home structural integrity report →