Structured to match HUD 4000.1 requirements exactly. Six findings in the order FHA expects, photo appendix indexed by finding number, PE seal and license number on the certification page. 98% first-submission approval rate across 996 reports in 2025. Zero rejections for non-compliance.
Every report delivers four sections in the order HUD 4000.1 II.D.4 requires. Out-of-order findings are the most common reason FHA structural reports get sent back for revision. We don't do out-of-order. Full report detail
Property address, parcel ID, FHA case number, loan amount, borrower name, lender, target close date. HUD data plate verification block. One page; populates your file index.
Six findings, in the order HUD 4000.1 II.D.4.b requires: foundation, utilities, data plate, cert label, site work, tow equipment. Each cites the handbook reference and states the determination (Compliant / Conditional / Non-compliant).
Photo documentation referenced by finding number — flip to Photo Set 04 to see exactly what supports Finding 04. Indexed, not chronological. 20 to 40 field photos typical.
PE-sealed determination of FHA structural compliance. Engineer name, license number with state of issuance, expiration date, contact information, $2M E&O carrier name. One page; closes the document.
This isn't marketing language — it's the 2025 data. The format works because it's built around how underwriters actually process manufactured-home inspection files. Four numbers an FHA pipeline manager actually uses.
When you have a question about a specific finding, the engineer who signed the report is the engineer who picks up the phone. Same business day. No relay, no project coordinator, no scheduler.
Our P.E. personally takes underwriter calls on our own sealed reports. Most calls resolve in under 15 minutes — the engineer who walked the property, photographed the foundation, and wrote the finding is the person explaining it to you. No game of telephone through a call center.
Direct line: (573) 275-7647. Available during business hours. For active-file questions on close-deadline files, leave a message and expect a callback within the hour.
For non-urgent documentation questions, send a request. Response same business day.
If you're an underwriter calling on an existing sealed file, identify that at the start of the call. Those calls get immediate priority over new-file intake calls.
When a revision is needed, here's what happens and how fast it moves. 36-hour average from underwriter request to revised PE-sealed PDF in 2025.
Most revisions are documentary. The answer is already in the field notes or photo archive — the underwriter needs a finding worded differently, or a specific photo pulled out of the appendix with a callout. Those revisions happen within 24 hours.
About 14% of revisions need a return field visit — the underwriter needs a re-measurement, a re-photo after remediation, or a specific item documented that wasn't originally in scope. Return visits are scheduled within 24–48 hours and carry no additional fee within the original inspection scope.
No surcharge for clarifications on findings within the original scope. For out-of-scope expansion (adding a new finding category, USDA-specific cover page, etc.), we'll quote before proceeding.
Drop the property address, FHA case number, and target close. Acknowledgment within an hour. Written quote returned same business day. Sealed PDF in your underwriting file in five business days.