Midwest FHA Inspect holds an active PE license in Illinois and issues FHA underwriting-formatted structural reports in O'Fallon. Same engineer signs every report — no subcontracting, no quality drift. HUD data plate verification included on every file.
Every FHA structural report for a O'Fallon property is PE-signed, HUD data plate verified, and formatted to FHA underwriting standards. Lenders and underwriters receive exactly what they need — no revisions, no re-inspection delays. For the rest of Illinois, see FHA structural inspections across Illinois.
What lenders, underwriters, and buyers ask about FHA files on Illinois properties.
Yes. FHA requires a state-licensed engineer. Our P.E. holds an active Illinois license. Every Illinois report carries that license number on the certification page.
Illinois requires a PE-sealed foundation certification, an Affidavit of Affixation recorded at the county recorder, and title elimination filed with the Secretary of State. We provide the PE documentation; your title company handles the Secretary of State filing.
Yes. Our Illinois PE license covers the entire state. We actively inspect across northern, central, and southern Illinois — Rockford, Peoria, Springfield, Champaign, Decatur, and all points between.
Recording in Illinois: In Illinois, affidavits of affixation are recorded at the county recorder's office. The Illinois Secretary of State handles manufactured home title elimination.
Every report issued for a O'Fallon property includes the complete package required by FHA underwriting — nothing missing, nothing to chase.
Foundation, frame, and roof system evaluated, sealed, and signed by a licensed Professional Engineer.
HUD certification label and data plate confirmed and documented. Required by FHA underwriting on every manufactured home file — included as standard in every O'Fallon report.
Foundation system inspected against HUD's Permanent Foundations Guide for Manufactured Housing (PFGMH). Compliance determination stated clearly for the underwriter.
Report formatted to FHA underwriting requirements. Submit directly to the lender — no reformatting, no cover letter needed. Your quote confirms the field-visit window, report-delivery target, and any rush fee.
Send the property address and lender details. Your quote confirms the field-visit window, report-delivery target, and any rush fee.
A new conventional financing path may require a post-move structural integrity inspection.
Get the moved-home structural integrity report →